The First-Time Homebuyer Guide is an informational resource that seeks to inform prospective First-Time Homebuyers about the home buying process. We offer tips, highlight concerns, and explain the home buying process to make it easier for potential homeowners. We’ll be updating the content of the First-Time Homebuyer Guide over time, so make sure to come back and check out the guide in the future.
What type of home is best for you?
What features are you looking for in your home?
How can you finance a home?
What can you actually afford to spend?
Who can help you with the home buying process?
Check your credit:
Decide what you can afford:
Find a REALTOR:
Choose a lender:
Find a home:
Determine your best financing option:
Make an offer:
Close or walk away:
Tight mortgage credit standards:
Student debt burden:
Declining single-family housing affordability:
Insufficient single-family housing supply:
Mortgage Interest Tax Deduction:
First-Time Home Buyer Savings Account:
Watch this video to learn what every seller needs to know about the value of home staging.
Nowadays it’s common place for students to graduate with over $40,000 in debt. Often times it’s that added debt that keeps young adults from qualifying for a competitive home loan.
While most never plan to default on their student loans, life sometimes happens. Of well over 40 million borrowers, over 10 million are in default, forbearance, deferment, or grace periods.