Home Ownership Matters

Rising home prices fallout: Greater rent burden destroying the dream of homeownership

Much like home prices, rents are also spiking, taking upwards of 53% of family income, causing stress on wallets and crushing homeownership dreams.

A secret bias against Blacks exists in mortgage approval algorithms

Closing the wealth gap made is being more difficult by mathematical equations used to determine mortgage eligibility.

Weather causing unexpected, unforeseen headaches for homeowners

An influx of severe weather in places not used to such dangerous conditions has wreaked havoc on homeowners when it comes to insurance.

Historic infrastructure bill passes, but it will merely be a good first step

American families lose, on average, about $3,300 annually due to failed infrastructure. Did you ever hit a pothole and blow out a tire? That’s failed infrastructure. Did you ever lose power long enough, or does it happen frequently enough, where you ha …

It looks fine and tastes good, but tap water is unsafe for many Americans

When you pour yourself a glass of water from the tap in your kitchen, you can hold the glass up to the light and the liquid looks crystal clear. Next, doing your best impression of a wine connoisseur, you swirl the water around in the glass and tip it …

Logistical challenges remain for universal access to broadband internet

When most of the country was introduced to high-speed internet and was able to graduate from the old and slow dial up connections, it would have been hard to believe that all these years later there would still be a significant amount of people in Amer …

What’s an NFT and Can It Help Me Buy or Sell a Home?

The housing market is so hot right now, that even digital homes are selling for unbelievable prices.

New Property Act Helps Black Landowners in Arkansas Protect Inherited Land

Arkansas has become the fifth state to enact the Uniform Partition of Heirs’ Property Act (UPHPA), a move that will protect the interests of black landowners

Cicadas: What You Can Do to Protect Your Home and Yard

There’s nothing you can do to prevent cicadas from emerging, but you can take steps to protect your home and garden from the swarms of insects preparing to surface.

Expect the Housing Market to Cool, Not Crash

Key indicators that the housing marketing will simply cool off versus crashing like it’s 2008.

What Happens if My Home Appraised Lower Than the Purchase Price?

With limited inventory and multiple offers on homes, the price you’re willing to pay for a home may end up being higher than the appraised value.

Baby Boomers are Making it Hard for First-Time Homebuyers to Grab a Home

Baby Boomers are competing with first-time home buyers and they’ve got cash-in-hand.

Competing with All Cash Offers: Which Contingency Waivers are Worth the Risk?

While a non-contingent offer can increase your chances of snagging the home of your dreams, it’s not without risk.

Clear the Air in Your New Home with These 3 Tips

Learn how to clean the air in your new home so you move into a healthy environment.

What Every Homeowner Needs to Know About Forbearance and Refinancing

How to refinance if you requested mortgage forbearance during the pandemic.

Are You in a Home Bidding War Against Someone in Another Country?

Did you know that foreign investors account for nearly one third of institutional investment purchases of single family and rental homes?

New Legislation Helps Protect Manufactured Homeowners Against Rising Land Costs

New legislation aims to provide quality legal representation to homeowners in manufactured housing communities.

How REALTORS® Can Help Disabled Homebuyers

REALTORS® can help make the home buying process more efficient and less stressful for disabled homebuyers.

NAR’s Five-Point Plan Aims to Close the Homeownership Gap for Black Americans

Real estate leaders and government officials continue to work together to create a more just and equitable homebuying system.

HUD Extends Fair Housing Protections to LBGTQ+ Americans

America is one step closer to making sure every person can secure housing without discrimination.

What You Need to Know About Co-Owning a Home

Co-owning a home isn’t just for married couples – siblings, parents and their children, partners, and even friends can own a home together.

What’s an “As Is” Offer and Is It Worth the Risk?

When you see a home listed for sale “as-is” what comes to mind? Terms like fixer-upper, disrepair, and money pit? Or, bargain, opportunity, and investment?

What Does a “Force Majeure” Clause Mean for Home Buyers and Sellers?

When weather, accidents, acts of terrorism or war, and most recently, a pandemic, prevents your deal from being finalized a force majeure clause can save the day.

Thinking Outside the Box–Cities Utilizing Unique Spaces for Affordable Housing Projects

Developers across the U.S. are renovating deserted buildings to provide additional affordable housing.

How Can TikTok Help You in Your Home Search?

Homebuyers are using TikTok to tour homes and gain real estate related advice and education.

U.S. Metropolises Combat Discrimination Within the Housing Industry

The Fair Housing Act has protected many citizens over the years, but there is no question that updates need to be made today, over 50 years later.

The FHA Gives DACA Recipients Equal Access to Home Loans

Under this new policy, Dreamers who are eligible to work in the U.S. can obtain an FHA loan by meeting standard loan requirements and providing a few additional documents beyond what’s required for U.S. citizens.

Millennials still believe in the “American Dream” – even if they don’t call it that

Millennials who are struggling to buy homes in the current marketplace, still strive for the American Dream — they just don’t call it that.

Dealing with the most common first-time homebuyer anxieties

Anxiety is quite common among first-time homebuyers, and can be overpowering enough for the buyer to give up on the idea altogether.

The traditional look of first-time homebuyers is changing

In 2020, the average age of a homebuyer was 47 years old. This is a number that has been climbing higher and higher in the past 30 years.

How to Prepare For a Home Inspection When You’re Selling or Buying Your Home

You can make sure your home inspection process goes smoothly with a little pre-planning and preparation no matter which side of the deal you’re on.

Experiencing Discrimination During a Home Purchase? Here’s What to Do.

There are over four million incidents of housing discrimination every year. How to proceed if you are one of the homeowners who’s experienced this.

How Fair Housing Practices Feed the Economy

“When housing markets are fair, individuals have access to better economic opportunity and the ability to build more wealth.”

First-time homebuyers shifting from FHA mortgages to conventional loans

Conventional loans have become more competitive, and are now available through Fannie Mae and Freddie Mac, with down payments as low as 3%.

How Small-Dollar Mortgages Can Help Homeownership Equality

Cities are working to address the lack of affordable housing as a means to boost homeownership opportunities. Small-dollar mortgages could help.

How to Pick the Perfect Outdoor Heating Unit for Your Space

Outdoor heating is an essential for your outdoors space. With so many options, it can be hard to know which type one is right for you.

As mortgage interest rates rise, first-time homebuyers get squeezed

With interest rates now on the rise, first-time homebuyers are likely to be the buyers most adversely affected.

How Netflix Is Making Things Tricky for New Mexico Homebuyers

Show business is bringing jobs, tourism, and a housing boom to New Mexico. Industry giants like Netflix, Facebook, and most recently NBCUniversal, have been setting up shop in the Land of Enchantment since 2017.

Biden’s first housing move – get HUD back in line with Fair Housing Act

New leadership at HUD, plus executive orders from President Biden may be the right formula to finally meeting the goals of the Fair Housing Act.

Buy or Wait? How to Make Your Move During A Time of Low Inventory

How to decide if you should buy or wait when the housing market has a limited inventory of homes to choose from.

Most first-time homebuyers rely on family, friends to make a down payment

According to a recent survey, 52% of Americans who bought their first home in 2020 said that family or friends helped them make their down payment.

7 Ways to Schedule Home Viewings When There’s Nowhere to Go

Buyers selling their home during the COVID-19 pandemic are finding their options limited when they have to leave for showings.

Homeownership Stabilization Amid COVID-19

As families and communities across the country begin to navigate the aftermath of the COVID-19 pandemic, many people face the challenge of not knowing where to go for help.

COVID-19 Drives Interest in Rural Homeownership

Homebuyers are looking at rural and suburban areas as their need to be located in an urban center dwindles and desire for more space increases.

3 Pandemic Inspired Buying Trends With Staying Power

A look at how the pandemic has changed which features are the most important to prospective home buyers.

Homeowner Insurance Rates Are Rising

See the list of states with some of the fastest rising home insurance rates in the country.

How the Preservation of Historic, African American Sites Benefits the Whole Community

Historic preservation projects funded by grants through organizations like the African American Cultural Heritage Action Fund are good for cities.

Using tax law to create new housing opportunities is outside-the-box thinking

Section 1031 of the Internal Revenue Code allows a real estate property, used for business or held as an investment, to be exchanged for another property that is of “like-kind.”

3 Common Backyard Fire Pit Laws and Regulations Homeowners Should Know

Before you install that backyard firepit, learn which regulations you need to be aware of.

Home Renovations are Booming During COVID-19: Here’s What You Need to Know

As the pandemic continues, homeowners are feeling the need for to increase the space or layout of their home. As a result, home renovations are booming.

Fannie Mae and Freddie Mac’s New Adverse Market Fee: What It Means for Homeowners and Homebuyers

Learn how Fannie Mae and Freddie Mac’s new fees might impact your refinancing costs.

What to Do When Disaster Strikes: Rebuilding After a Hurricane

How to rebuild if your home has been damaged or destroyed by recent storms.

Has COVID-19 Created an Unexpected Move for You? Here’s How to Make Sure You Can Still Vote.

Whether your move is planned or due to an unexpected, making sure you’re registered to vote at your new address is important.

What to Do When Disaster Strikes: Rebuilding After a Wildfire

How to rebuild if your home has been damaged or destroyed by recent wildfires.

CDC eviction moratorium may cause unintended consequences for economy

The CDC put a halt on evictions through the end of 2020 to prevent the further spread of COVID-19. But might that create a new crisis in 2021?

Looking to Retire Early? Here’s How Homeownership Can Help

Learn how you can take advantage of the money you’ve invested into your home to retire early and comfortably.

Assistance Needed Now for Renters Across the Country

Without meaningful rental assistance legislation, the Center for Disease Control’s nationwide federal eviction moratorium is a recipe for disaster for renters and housing providers alike.

Understanding real estate contract contingencies benefits buyers and sellers

Whether you are buying or selling a home, having a thorough understanding of contract contingencies and their benefits are crucial.

A Homeowner’s Guide to Making a Fire Escape Plan

As a homeowner, being as prepared as possible for a fire is crucial for the safety of you and your family. Stay calm and collected with these tips.

5 Instagram Accounts That Will Inspire You to Clean Your Home (Again)

We rounded up a list of clever, Instagram cleaning tips that will keep you motivated when you’ve grown tired of cleaning your home.

A Homeowners Guide to Adopting a Pet During the Pandemic

Acquiring a pet can come with specific challenges for homeowners. Learn how you can prepare your home for a furry new family member.

Proposed Bill Offers ‘Pandemic Savings’ for First-Time Homebuyers

Are you a first-time homebuyer? Learn how the new National First Time Homebuyers Pandemic Savings Act could help you move into your dream home.

What is a Home Energy Rating and Why Does it Matter to Prospective Homebuyers?

What exactly is a Home Energy Rating, how do you learn what yours is and why is it especially important if you plan on selling your home?

Will Your Homeowners Insurance Cover Damage to Your Home Caused by Protest Damage?

If your home was damaged during a civil protest would the repairs be covered by your home insurance? Find out here.

Redlining impact rears its ugly head again thanks to COVID-19

Redlining may have happened generations ago, but its impact are still felt today, especially during a pandemic.

Pandemic Homesteading: Is a Backyard Chicken Coop Right for You?

Interested in raising chickens at home? Learn how it will impact your home value and which regulations to be mindful of.

Living in a Hot Zone? Here Are 9 of the Most Energy Efficient AC Units to Keep You Cool

With the summer approaching, it’s a great time for those living in hotter climates to prepare with the best AC unit that is energy and cost efficient.

Sick of Your Mortgage Payment? Here Are 5 Ways to Crush Your Debt and Pay off Your Loans Early

Pay off your mortgage early and live debt free with these 5 methods and tips.

Thanks to COVID-19 millennials do an about face and look to suburbs – not cities – for their next home

Millennials are shifting homebuying priorities thanks to COVID-19, taking a page out of the “Boomer” handbook and choosing the ‘burbs over the city

Homeowners getting additional help from FHA because of COVID-19

Are you strapped financially due to COVID-19 and is that impacting your ability to pay your mortgage? The FHA’s new “waterfall” could help.

When It’s Time to Move, Should You Buy or Sell First?

Is it better to list your current home before starting a new home search or to wait until you’ve found your next house?

Renters having their COVID-19 safety nets removed, face uncertain future

With no additional pandemic relief packages yet announced, renters face a precarious future as boosted unemployment payments end and evictions resume.

New Model: Nearly six million more U.S. homes in flood danger

Your home may not be as safe from a flood as you think. A new model found that almost six million more homes are in danger than previously thought.

What Happens to My Earnest Money if My Deal Falls Through?

When your home purchase falls through, what happens to the escrow or earnest funds you put down?

How to Protect Your Money from Cyber Fraud When Completing a Closing Remotely

How homeowners and sellers can protect themselves from cyber fraud when conducting a virtual home closing.

How HUD’s Counseling Services Can Help Homeowners and Home Buyers

Why HUD borrowers should take advantage of the organizations valuable, and free, counseling services.

These 3 Suburbs are Leading the Way in the U.S. Market’s Suburban Boom

As more citizens are working from home, affordable suburban neighborhoods in smaller cities are becoming more appealing in the real estate market.

Owner-Renter Hybrids Are Emerging During the Pandemic

Hybrid housing arrangements combine the advantages of renting and owning, making it popular amidst the pandemic.

Cookouts and Yard Sales: How to Safely Begin to Open Your Home

Many of us are anxious to allow others back into our homes, but concerns over COVID-19 may have you wondering if it’s safe for a barbecue or yard sale.

Should You Buy Your First Home During a Pandemic?

If you were poised to buy your first home at the start of 2020, the spread of COVID-19 may have caused you to hit the pause button.

New video shows REALTORS how to overcome bias and promote fair housing

The National Association of REALTORS has put together a new training video to help members understand what implicit bias is and how to overcome it.

5 Common Ordinances to Look Out For When Starting a Vegetable Garden

Before you pick up your shovel and hoe, you’ll want to check with local ordinances to make sure your victory garden isn’t in violation of zoning laws.

What’s Next? 3 Positive Market Indicators for Homeowners

While no one can be certain how things will go as we reopen, there are 3 positive market indicators suggesting an optimistic future for homeowners.

Home sellers itching to put their houses on the market as country re-opens

Now that we’re getting back to a semblance of normalcy, homeowners are ready to put their houses on the market, post haste.

What Happens If You Can’t Afford Your Home Insurance Payment?

Even though paying your homeowner’s insurance may not always feel like a priority, canceling or defaulting on your property insurance can create trouble.

Make Way for Female Homebuyers — They Are Tackling the Housing Market

New reports reveal another fast-growing group of homebuyers: single women.

Tax Credits and Incentives Are Making Solar Power More Affordable for Homeowners

Homeowners that felt the switch to solar power too expensive are now able to make the move thanks to new energy policies.

Small business landlords drowning in the wake of COVID-19 renter protections

Renters have been protected during the pandemic from being evicted, but individual landlords who rent homes as a small business are suffering.

Refinancing During the Pandemic is Possible, It Just Looks a Little Different

How the pandemic has changed the home refinancing process, including making the process take longer.

COVID-19 Related Scams Are Surging—Protect Yourself with These Tips

With so many relying on the internet lately, there has been a surge of COVID-19 related scams. Here’s how to spot them and avoid them.

New Resources for Homeowners Facing Financial Hardship

The impacts of COVID-19 were swift and unexpected, leaving many homeowners in a financial emergency. If you are struggling, seek help now.

Top 10 Cities Where Women Are Securing Mortgages

Single women are the homebuying group that won’t slow down; there is no doubt about that. Although one question is, where exactly are these female homeowners?

Single Women View Homeownership As a Sound Financial Investment

Single women are emerging as a driving force in today’s real estate market.

How Smart Home Tech Is Helping Senior Homeowners Age-In-Place

A look at the smart home technology that’s helping seniors to safely live at home longer.

Without Access to Clean Water, Millions Are in Fear of Contracting COVID-19

As the COVID-19 pandemic spreads, it is becoming apparent how many people don’t have access to clean and reliable water—780 million.

Tiny Houses Bring Solutions During COVID-19

Tiny homes are providing shelter for frontline workers and those that need a safe, inexpensive space to quarantine in.

The Financial Struggle is Real for AirBnB Homeowners

Airbnb owners need more relief if they’re going to outlast existing COVID-19 restrictions.

The Rural Broadband Gap Is Exposed as Students Move to Online Courses

As students all over the country acclimate to a virtual classroom, huge broadband gaps in rural areas are exposed.

Hey Alexa, How Smart Does My Home Need to Be?

A look at which smart home devices are worth the investment for homeowners.

How Will COVID-19 Impact Your Property Taxes?

What will happen to property taxes in your area and nationally when the country returns to business as usual following the coronavirus pandemic?

Working from home could change the look of multifamily spaces

More people are working from home because of COVID-19. Might that be a new normal? Multi-family developers are betting on it.

Homeowners Offer Rental Properties to Frontline COVID-19 Workers

Homeowners and property rental companies are helping to provide temporary housing for health care and other essential workers.

Survey: Sellers not yet lowering prices because of COVID-19

Despite a reduction in real estate transactions because of COVID-19, sellers remain bullish with their sale prices.

When to Splurge vs When to Save on Home Improvements

While we’re all staying safe inside, why not focus on home improvements? Find out when to splurge and when to save when it comes to DIY projects.

Having Trouble Paying Your Mortgage? We’ve created a guide just for you!

If you are concerned about meeting your mortgage obligations, don’t wait until you fall behind. Acting quickly may help you keep your home.

Home Security Upgrades You Can Do During COVID-19

COVID-19 has challenged homeowners to find better ways of keeping our dwellings safe – including increasing our home’s security.

3 Strategies to Save Energy While Sheltering in Place

What can homeowners do to limit energy usage? Here’s how you can keep your utility bill low to offset rising energy costs.

3 Professionals You Need to Enlist When Selling Your House During a Divorce

Three resources that will make selling your home during divorce less stressful.

Selling Your House Responsibly During the Coronavirus

Timing is everything, especially when it comes to selling your house. Should you sell your home while COVID-19 shelter-in-place orders are in effect?

Video: What You Need to Know – Mortgage Forbearance

Watch “What You Need To Know: Mortgage Forbearance” about making mortgage payments during the COVID-19 pandemic.

The 3 Steps You Need to Take if You Can’t Pay Your Mortgage During COVID-19

Actionable advice for homeowners who are having difficulty making their mortgage payment.

COVID-19 causing greater affordable housing crisis now

The reality is that an economic recession in the near term will only slow the development of more affordable housing moving forward.

States Seek Electronic Notarization During Pandemic

While notaries have been deemed as “essential services”, many people are avoiding situations that don’t involve social distancing.

If You’re a New Homeowner Don’t Forget to Utilize These Homeowners Tax Credit Programs

What you need to know about homeowners’ tax credit and tax benefits and how you can save you money.

COVID-19 clauses being added to real estate contracts

Real estate contracts between buyers and sellers are changing because of the COVID-19 pandemic and the change may become permanent.

7 Secrets to Lower Your Property Tax Bill

With these 7 secrets to cutting down your property taxes, you’ll forget how much you once dreaded Tax Day.

The CARES Act is Helping Homeowners Keep Their Homes During COVID-19, Here’s How

The new CARES Act brings relief to homeowners with federally backed loans.

Minority Homeownership Rates Increased at the end of 2019

Minority home ownership saw a long overdue increase at the end of 2019. While this increase is a good sign, it’s important to look at it in context.

3 Key Changes for Homeowners Under the New Tax Law

Whether you’re a new homeowner or have been one for decades, these are the 3 key changes to be aware of when filing your taxes. Download this infographic as a PDF or View as an enlarged version.

Making the Leap from Renting to Buying During COVID-19

How to safely make the leap from renter to homeowner during the COVID-19 pandemic.

Working, Learning, and Living: How to Do it All From Home During the Coronavirus

How to find balance with work, school and home life while sheltering-in-place.

Buying or Selling a Home During a Pandemic Happening at Different Speeds Across the Country

In some places, homebuying is still happening, albeit with COVID-19 precautions. However, in other places, the market has slowed to a near standstill.

Impact Fees and Transfer Taxes May Make Up Budget Shortfalls

Everything from transfer taxes to impact fees seem to be fair game these days. While homeowners may feel helpless when this happens, there is a way to fight back.

short-term rentals banned during coronavirus pandemic

As social distancing and stay-at-home orders are in place, renting your property short-term is also being stopped by local and state governments.

A Round-Up of the Best Advice For Working At Home During Covid-19

Turning your home into your workplace or adapting your existing work-from-home space to accommodate family members is no easy task.

5 Simple Home Fixes You Can Accomplish While Sheltering-in-Place

Here are five simple fixes that you can accomplish that don’t require you to make non-essential trips to the hardware store.

Infographic: A Homeowner and Buyer’s Guide to Fair Housing

Enacted in the late 1960’s, fair housing laws make our communities stronger and more diverse.

HUD grants $40 million for Fair Housing initiatives

HUD has earmarked $40 million in grant money to support local and national fair housing efforts geared to eliminating housing discrimination.

America’s Resiliency: 3 Examples of How We’ve Bounced Back After Housing Disruptions

History has proven that when the American housing market experiences a disruption, as it has before, it has been met with tenacity and resilience.

Disparity Between White, Black Homeowners as Great Today as 1968

Since the enactment of the Fair Housing Act, the homeownership rate gap between white and black Americans hasn’t significantly changed.

Resources for Homeowners and Homebuyers in the Time of COVID-19

A list of links if you are seeking aid or assistance for yourself and your property while waiting for the coronavirus outbreak to subside.

Evictions And Foreclosures Temporarily Suspended

Government agencies announce suspension of evictions for renters and homeowners due to the COVID-19 pandemic.

Five Tips For Landlords During The COVID-19 Outbreak

Tips for property managers to help you prepare and stay informed during coronavirus pandemic.

Scientists Recommend These 10 Methods to Disinfect Your Home

While you may keep your home squeaky clean, it is still possible to bring germs back into your home, and there are dozens of nooks and crannies where said germs can hide out.

Smart Homes Are Saving Homeowners a Chunk of Change

With the help of “smart” devices like thermostats, sensors, power strips, and water systems, you can cut your utility bills nearly in half.

How Covid-19 could impact the Real Estate Market

The global pandemic is having an impact on global financial markets and likely will impact the U.S. Real Estate market soon.

3 Ways Remote Work is Changing the Way We Buy Homes

Because of remote work we’re spending more time in our homes than ever before and it’s changing the way they look and the criteria we use when we shop for a new one.

Why Buying Your Second Home First Isn’t The Craziest Idea

Think that renting where you work and buying where you vacation might be an option for you? Consider the pros and cons.

When Robots Process Your Home Loan

Artificial Intelligence is no longer a futuristic, sci-fi concept. In fact, it’s likely you’re already interacting with it every day without realizing it.

Report: Home Prices Rise in 94% of Metro Areas

Home prices continue to rise faster than wages in a majority of Metropolitan areas, according to a new report.

Picking the Right Neighborhood for Your New Home

It’s important to look into an area’s long-term transit plans before making your final decision on a new home, especially if you rely on public transportation.

Marijuana is making an impact on property sales

There is a noticeable impact on the demand for commercial property and residential housing in states where marijuana is legal.

10 Housing Markets Expected to Outperform

See the top 10 markets positioned for exceptional longer-term performance due to their relative housing affordability and local economic growth.

The Value of Land Is Increasing

Developers and smart investors are buying land in anticipation of the growing demand for affordable housing in communities across the country.

The 2020 Census is Here. What Does it Mean?

Approximately $1.5 trillion in federal dollars is allocated to states and specific communities each year based purely on Census results.

Borrowing Is Now Faster, Easier and More Straightforward with Digital Lenders

With dozens of new digital lenders as opposed to just physical banks, it’s now simpler, faster, and cheaper for new homeowners to borrow.

Homebuying Season Appears to be Starting Sooner Each Year

Home searches have started earlier and earlier in the year for each of the past five years, but 2019 was the first time January really stood out.

So Long Traditional Retirement Homes

As the baby boomer generation is reaching retirement, they have something different in mind when it comes to housing options.

Ready for a Move? Consider One of These 7 Flourishing, Underrated Cities

If you’re considering a move to hopefully find some breathing room, these 7 underpriced cities have all the same great perks to offer with a significantly friendlier price tag.

NFIP Temporarily Extended, but Lawmakers Seek Long-term Answer

Those who rely on the National Flood Insurance Program to cover potential losses from a natural disaster are breathing a sigh of relief, albeit a temporary one.

3 Ways to Make Selling Your Home During the Winter Months Easier

Preparing and listing your home for sale during the winter months can feel overwhelming. Here are three ways that you can make this winter’s home selling process less stressful.

Infographic: How The Tax Reform Law Affects Homeowners

In December 2017, Congress passed a massive tax reform billed call the Tax Cuts and Jobs Act (TCJA). A few aspects of the TCJA affect homeowners and the tax incentives for owning a home.

3 Ways Winter Benefits Home Buyers

Winter offers some unique advantages to homebuyers. Here are three of the top reasons why the off-season can actually be a great time to explore the market.

Is Your Neighborhood Trending? Here Are 7 Main Areas to Watch

Noticing new shops, restaurants, and construction projects? Here are seven signs that a boom is coming to your city or town.

Moving Hacks to Make Your Transition Toward Homeownership That Much Easier

After the extensive process of finding the perfect dream home, now you’re finally ready for the big move.

You’re Already Paying for America’s Aging Infrastructure

America’s infrastructure has become like an old home in need of a deeper renovation. Its roads may be freshly paved, but underneath the new asphalt are 100-year-old water mains that could fail at any time.

Have You Been Dreaming of Becoming a Homeowner?

It’s time to take this dream of homeownership off the backburner and make moves, both figuratively and literally.

Infographic: 5 Reasons To Invest in Mass Transit

Investment in mass transit has far-reaching effects that benefit homeowners, fuel the economy and increase sustainability.

What Exactly Is Infrastructure And Why Is It Important To Homeowners?

Candidates often talk about “making sure there is enough money for local infrastructure.” But what does that really mean to you as a homeowner?

A 30-Year FRM is Still the Most Reliable Way to Finance a Home

Most people who take out a loan to buy a home choose the 30-year fixed-rate mortgage. It’s considered the gold standard. And yet, some want to see it go away.

Is Your Smart Fridge Talking to Your Home Insurance Provider?

Right now, the home insurance industry is experiencing what many refer to as a disruption because of the data smart devices can provide them.

How Should You Approach Buying a Home For The First Time?

There are a lot of different routes for first-time homebuyers to enter the housing market – and many of those roads are designed to help them traverse the sometimes craggily path toward homeownership.

Veterans Are Finding a Second Career in House Flipping

Veterans are discovering that real estate investing, or house flipping, is a career path that is well matched with the skill sets they learned in the military.

The 3 Questions Veterans and Active Service Persons Should Be Asking Their REALTOR®

These three questions will help you find out if your REALTOR® is armed with the knowledge you want behind you during the homebuying process.

Your Pet Can Increase Your Home’s Value

Pet customizations are becoming a standard wish-list item for many prospective homeowners.

The Technology That’s Making Buying and Selling Your Home Easier

Advances in real estate technology are a big reason why homebuyers are getting comfortable making one of the most important decisions of their lives from a laptop.

The McMansions Are Empty

The McMansion was considered the ultimate sign of affluence in the late 1980s, 1990s, and early 2000s, before the crash of the housing market in 2008.

Top Halloween Safety Tips to Make Your Home Less Scary

Know what your homeowners insurance covers if a trick-or-treater gets injured, or if your property gets damaged on Halloween.

Bi-Partisan Effort Seeks Infrastructure Improvements Near Military Bases

Members of Congress ask for upgrades to schools, transportation, utilities, hospitals and more in areas that are part of or are close to military installations.

Readers Agree – Document Your Home as a Disaster Precaution

Earlier this month, we suggested it was a good idea to document your belongings as a precaution to any kind of disaster. The response to our story was overwhelmingly positive.

Take Inventory of Your Belongings Before a Disaster Strikes

Documenting all of your belongings certainly may seem like an intimidating undertaking, but with the right assistance and resources it can be totally manageable.

Rise of the Disaster Investor

Do “disaster investors” help or hinder communities hit by events like hurricanes, tornados, floods or wildfires?

New Condo Rules Could Create More Affordable Housing

It’s been a long-time coming, but new loan policies for condominiums are finally coming to fruition which will create more housing affordability for Americans.

Cannabis Dispensaries Create Profits For Homeowners

In cities around the country, legal cannabis dispensaries are acting as a beacon – indicating that a neighborhood’s property values are, or soon will be, on the rise.

Lesbian, Gay and Bisexual Homebuyers Recognized In New Report

NAR has published a profile of Lesbian, Gay and Bisexual Home Buyers and Sellers for the first time in it’s history.

8 Signs It’s Time to Become a Homeowner

Becoming a homeowner is a big decision, so you want to make sure it’s right for you. If you’re on the fence, we have 8 signs that it may just be time to take the plunge.

Home Prices Slip in Some Metro Areas

While home prices are increasing in 91 percent of U.S. Markets, prices are slipping in some of the costliest markets, according to a new report.

Real Estate Industry Vulnerable to Cyberattacks

According to a recent FBI report, “business email compromise attacks” on real estate are on the rise and potential homebuyers and sellers need to be aware.

U.S. Supreme Court Restores Property Rights, Prevents Local Governments from Taking Land

A recent Supreme Court decision disallows the government from turning private property into public property without first paying for it.

New Executive Order Takes on Housing Affordability Issues

In June, President Donald Trump signed an executive order to create a new White House Council to tackle affordable housing issues across the country.

Protecting the American Dream

While the nation recognized National Homeownership Month in June, the fight to protect and preserve the American Dream endures all year long.

Home Loans for Veterans No Longer Capped

Veterans who secure loans through the VA’s Home Loan Guaranty Program will no longer have a capped amount on what they can borrow.

VA Home Loan Guaranty Program Hits Milestone

The 24 millionth VA loan was recently given to Army Sgt. 1st Class William Kopf, an Active Guard Reserve Soldier.

Mortgage Rates Continue to Fall, Leading to More Home Sales

Mortgage rates at the end of May dipped below four percent for the first time in 16 months and have now dropped a full percentage point since November.

Best Podcasts for Homeowners in 2019

If you’re ready to tackle an overgrown garden, take on the repair jobs you’ve been side-eyeing all winter or are just focused on the topic of homeownership, the following podcasts are for you.

Alternative Resources Are Stepping Up To Help Rural Homeowners

Many rural residents today are struggling to find affordable housing, keep their homes in good repair or simply keep their homes at all.

Is Dip in Homeownership Rate A Sign of Things to Come?

Homeownership rates fell for the first time in more than two years, but there is a debate as to whether this is just a temporary blip or the start of a decline.

How Community and Technology Help Rural Seniors

Senior homeowners in rural areas face challenges that their urban and suburban counterparts might never know.

Flood Insurance At Risk

The embattled National Flood Insurance Program is central to U.S. disaster preparedness efforts.

Vote In Our Poll

How do you feel about homeownership? What does it mean to you? Vote in our poll about homeownership.

Do’s and Don’ts for First-Time Homebuyers

If it’s time to make the leap and buy a home, take a minute to look over our “Do’s and Don’ts for First-Time Homebuyers.”

High Student Loan Debt Restricting First-Time Homebuyers

When you’re overwhelmed with student debt, it may seem like homeownership is unattainable, but that is far from the truth.

Vote in our Poll: The High Price of Housing

Recent data show that 23 percent of homeowners and 47 percent of renters are considered “cost-burdened,” meaning they paid more than 30 percent of their income for housing.

Autistic Home Buyers Are An Emerging Force In Today’s Market

There are currently 1.5 million individuals that have been diagnosed with ASDs in the United States. The demand for homes that will appeal to the unique needs of these adults is growing.

It’s Time To Get That Home Inventory Completed

Waking up to discover your finished basement is knee-high with water or returning home to find that a thunderstorm “installed” a new window in your living room is every homeowner’s fear.

What’s Being Done to Ease Tight Housing Inventory?

Inventory is too low – That’s a fact. It’s also a fact that industry groups aren’t sitting idly by. Here’s their strategy.

3 Ways To Help Your Child Buy A Home While On A Budget

Not every parent is in a position to write a big check. There are plenty of alternative ways to support their dream of homeownership.

Which Cities Are Better For Retirement?

Where is the best place to live in your golden years? When it comes time to retire, seniors have many factors to consider.

Americans Plan For Homeownership in 2019

Ten Million Americans said last month that their top financial goal for 2019 is to buy a home.

How homeowners and buyers are unexpectedly impacted by the shutdown

The partial government shutdown is having a negative impact on the real estate market.

The State of Housing Supply and Demand

The supply of homes for sale and the vacancy rates for rental housing have stabilized and are inching up again. But, demand is outpacing the current supply — especially at entry-level points in the market.

How the New Tax Law Affects Homeowners

While many homeowners, homebuyers and real estate investors will see benefits from this legislation, some markets may still see diminished tax benefits and adverse impacts to the real estate market.

Quiz: The State of Housing Supply and Demand

Take our quiz to see how much you know about the factors impacting the housing supply in the US.

Congress Passes Flood Insurance Extension

Congress has passed an extension of the National Flood Insurance Program, avoiding a lapse that would have impacted thousands of home sale transactions in communities across the country.

Poll: Why is Homeownership Important to You?

A recent survey ask different age groups what was their most important reason to be a homeowner. Now, you tell us!

Student Loan Debt Roadblock to Homeownership

The biggest hurdle for first-time homebuyers is saving for a down payment and student loan debt is a significant contributor.

Gen Z Is Saving Early To Become Homeowners

Generation Z is ambitious about homeownership, and it shows through their savings habits.

Metro Home Prices Rise Nearly 5 Percent

Nearly all metro markets saw increases in single-family home prices with a handful of markets increasing by double digits.

Poll: Are Highly-Rated Schools Important to Homebuyers?

New findings from the National Association of Realtors® show that the quality of schools is a critical factor in deciding whether or not to buy a home.

Regulating Short-Term Rentals

When it comes to short-term rental regulations, finding what works for one municipality may not work for another.

Are you prepared for a natural disaster?

As part of National Preparedness month, here are a few tips on the best ways to prepare for intense weather and other natural disasters.

Some Homeowners Don’t Know the Interest Rate They Pay

Nearly three in 10 mortgage borrowers either don’t know the rate they’re paying on their loan or decline to disclose it, according to a new survey by Bankrate.

Poll: Is Now a Good Time Buy a Home?

New findings from the National Association of Realtors® show that a high number of Americans, 68 percent, believe that now is a good time to buy a home. What do you think?

Existing Home Prices Reach New All-Time High

Did you know June marked the 76th straight month of year-over-year gains in the median price of an existing home?

Infographic: Short Term Rentals

30% of those with vacation properties and 32% of those with investment properties plan to rent them in 2018 as a short-term rental.

A Bipartisan Effort to Make Homeownership More Affordable

Senators from both sides of the aisle are calling on HUD Secretary Ben Carson to finally make condominium ownership a more feasible option for American families.

Most Americans Believe Homeownership Strengthens Communities

NAR’s latest survey finds that a majority of consumers believe prices have and will continue to increase and that homeownership strengthens our nation’s communities.

Who Are the Homeowner Heroes?

As part of Home Ownership month, we are recognizing Homeowner Heroes through history and today.

Infographic: Housing Market Movers – Baby Boomers

In recent years, baby boomers have been active in the housing market, coming in at a close second to millennials as the largest generation of home buyers.

Infographic: A Look at Active Military and Veteran Homeownership

Differences in household composition and financing options incentivize homebuying demand for veteran and active military.

Why Are States Investing In Future Homeowners?

Across the country, states are stepping up to the plate to help future home buyers through programs that help them save the money they need, tax-free, to purchase their first home. It turns out these programs help current homeowners, too.

Existing-Home Sales Bounce Back

Despite consistently low inventory levels and faster price growth, existing-home sales bounced back in February after two straight months of declines.

Is Interest Still Deductible On Home Equity Lines Of Credit?

The IRS has recently clarified and confirmed that under the new tax law owners can continue to deduct the interest on a home equity loan, line of credit or second mortgage.

Don’t Panic Over Stock Market Mayhem

The housing market likely won’t be deeply affected by the sharp decline in stocks in recent days because underlying economic fundamentals remain strong.

Major Provisions of the New Tax Reform Law Affecting Homeowners

The following is an overview of provisions of the new tax reform law affecting current and prospective homeowners. Home Ownership Matters will be providing ongoing updates and guidance on this topic in the coming weeks.

How The New Law Will Affect First-Time Homebuyers

To illustrate how the new law might affect a first-time homebuyer, consider the example of Barbara Buyer.

How Will The New Law Affect Middle-Income Homeowners?

To illustrate how the new law might affect middle-income family of five, consider the example of Steve and Melinda.

Report: Millennials and Silent Generation Drive Desire for Walkable Communities

According to a new report from the National Association of Realtors® (NAR), both millennials and those from the silent, or greatest generation, agree – walkable communities are the preferred way of living.

The Importance of Preserving Homeownership Tax Incentives

If there were ever a doubt that mortgage interest and property tax deductions influence future housing decisions, there shouldn’t be any longer.

Experts Highlight Mix of Challenges, Bright Spots for Homeownership

Experts say there is a clear path to improving the landscape for homeownership.

Study: Middle Class Homeowners Will See A Tax Increase Next Year Under Congressional Plan

The states with the greatest increases include New York, New Jersey, California, Virginia, Minnesota, Utah, Pennsylvania, Ohio, Illinois and Michigan.

Proposed Tax Reform Bill Would Raise Taxes For Millions of Middle-Class Homeowners

Homeowners expecting a big tax cut from the tax reform proposals being considered in Washington may be in for an even bigger surprise.

Staged Homes Sell Faster

Selling your home is not an easy process. In fact, it’s harder than most people think. But there are ways to making it easier, and one of those ways is staging your home.

REALTORS® Reveal Which Home Projects Bring The Biggest Return To Homeowners

Some homeowners have learned the hard way that the remodeling projects they’ve chosen to invest their time and money into don’t always bring the returns they banked on.

Infographic: 8 Ways to Get Greater Joy From Your Home

A list of remodeling projects that received a perfect “Joy Score” of 10 from homeowners.

What You Need To Know About Flood Insurance

Here is all you need to know about the National Flood Insurance Program (NFIP), and the proposed legislation to reauthorize the program once it expires at the end of the year.

Next Steps for Flood Insurance

The National Flood Insurance Program must be reauthorized by Congress every 5 years in order to continue selling flood insurance. That authority is again due to expire at the end of the year unless Congress acts to extend it.

Americans See Homeownership as Good Investment

Eighty-four percent of Americans now believe that purchasing a home is a good financial decision – the highest number since 2007, According to the National Association of Realtors®’ 2017 National Housing Pulse Survey.

President’s Tax Reform Plan Would Actually Increase Taxes For Most Homeowners

The recently released outline of a tax reform plan is well-intentioned, but leaves too much of the tax burden on the shoulders of homeowners.

Solving the Down Payment Problem

Legislatures across the country are considering bills that would create savings accounts for first-time homebuyers.

Generation X Re-enters the Housing Market

The number of Generation X home buyers is increasing thanks to an improving economy, strong job growth and an increase in home values.

4 Important Conversations To Have When Buying A Home

Purchasing a home is a big investment and you should feel at ease asking questions, and discussing the process with your loved ones and your lender.

Finding Solutions For The Homeless in America

In 2007, Florida REALTOR® Sherri Meadows had a discussion with a waiter that ultimately sparked a nationwide effort among her colleagues to address issues of homelessness.

Handling Problems During The Home Loan Process

If you experience problems or discrimination while going through the home loan process it’s important that you know what recourse you have.

Here’s what you need to know about the Fair Housing Act

Anyone who works hard and qualifies for a mortgage should be able to buy a home where they choose. If they don’t qualify, or prefer not to own, having fair access to lease a home is equally important.

4 Steps To Help You Protect Your Home Investment

Whether you plan on staying in your new home for five years or fifty, it’s important to make sure you are protecting your investment.

Looking to Rent? Five Questions to Ask to Avoid a Scam

It’s tough enough to find an affordable rental in today’s tight market, so when you see that perfect place for an even more perfect price, take a closer look. It could be a scam.

Avoiding Pitfalls During The Home Loan Process

Read about some of the common pitfalls homeowners should avoid during the mortgage process.

It’s Tax Time…Don’t Forget your Home Office Deductions!

You’ve joined the growing ranks of those who work from home, and have enjoyed the personal benefits that come with it (no more 45-minute commute!), but are you missing out on the financial benefits?

3 Steps To Take Before Closing Your Mortgage

Once you’ve decided to move forward with a lender based on the Loan Estimate, you are ready to shop for the closing agent who gathers all the legal documents, closes the loan, and handles the money involved in your purchase.

8 Steps To Take Before Getting A New Mortgage

As a consumer, it’s important to enter the mortgage selection process with a firm grasp on which financial arrangement will work best for your household.

How REALTORS Are Watching Out for You and Future Homeowners

REALTORS raise awareness and educate consumers and members of Congress about critical policy issues that impact state and local communities just like yours.

REALTORS Help Millions Navigate Housing Affordability Challenges With Housing Opportunity Progam

Hard-working Americans have a tough time today finding a home they can truly afford. REALTORS can help.

Americans Think Homeownership is a Sound Investment

Americans believe that buying a home is a solid financial decision, according to a new survey from the National Association of Realtors®. The 2015 National Housing Pulse Survey also found that a preponderance of Americans think that now is a good time …

“Placemaking” – One Way REALTORS Help Make Your Community a Better Place To Live

Across our nation, homeowners are coming together, taking ownership of their communities in order to make things better for everyone.

California Cities Lead The U.S. In Low Housing Inventory

Prospective homeowners and home renters in San Francisco and San Diego continue to find it a challenge to find available properties to purchase.

How will housing affordability challenges impact you and your family?

Home values have been rising faster than wages in over two-thirds of U.S. real estate markets.

How Could Congress Lengthening Property Depreciation Rules Affect Your Wallet?

Depreciation encourages investment in real estate, but that could change if Congress extends the depreciation time periods.

Why the 1031 Like-Kind Exchange Rules are important to the US Economy

What, Exactly, Is the 1031 Like-Kind Exchange? Even if you never use Section 1031 of the Tax Code, it can impact you — in a positive way. It’s often referred to as the 1031 Like-Kind Exchange.

What are Capital Gains Exclusions and how do they help homeowners?

Building home equity is how many Americans are able to save up money — thanks to a capital gains exclusion on home sales. Without it, many couldn’t even save for retirement.

How the Mortgage Forgiveness Debt Relief Act helps home owners avoid foreclosure

In the early months of the housing crisis, Congress did something that made a huge difference for millions of homeowners. It passed the Mortgage Forgiveness Debt Relief Act of 2007.

Tell Congress ‘Hands Off’ the Mortgage Interest Deduction!

Life is filled with tough choices and Americans are facing a big one: should we continue to support the dream of home ownership or not? Because of what Congress is doing, that dream is at risk.

How Does Homeownership Differ Around the Globe?

Fast Fact: Home ownership isn’t just an American dream. It’s a global one that’s unattainable to millions outside our borders, serving as a reminder we shouldn’t take it for granted. The country a person calls ‘home’ can be a game changer when it comes …

Will Congress help or derail America’s commercial real estate recovery?

We all know how much our home values dropped when the real estate bubble burst, but did you know the value of commercial real estate also plummeted?

Challenges facing today’s mature adult home owners

Fast Fact: Over 10,000 Americans turn 65 every day, the largest number in history. Because they have the highest home ownership rate of any age group, their home ownership decisions could impact U.S. housing. Home ownership has long been a cornerstone …

Will Rising Interest Rates Threaten Your Home Value?

Fast Fact: A 1% increase can cut home buying power by over 10%. Our Economy Impacts Rates… And Vice Versa One of the ways our government keeps the economy on track is by influencing interest rates. Think of interest as the cost to borrow and use money. …

How Much More Tax Burden Should Homeowners Bear?

Fast Fact: Local governments count on real estate for almost 75% of all tax revenues. Is your state or local government trying to raise the amount of taxes you pay on your home? Think nothing can can be done about it? You’re wrong. Across America, stat …

Are Recent Changes at FHA Threatening Your Home Value and Economic Growth?

Fast Fact: Before 1934, not even 10% of Americans could afford to buy a home. FHA changed that, raising the rate to more than 60%. Now it’s under duress. Before the Federal Housing Administration (FHA) was created in 1934, only folks with lot of cash — …

How New Home Construction Impacts You

Fast Fact: Every new home built in the U.S. generates 3 new jobs and over $100,000 in spending and tax revenue. But America’s home construction has stalled, which threatens full recovery. Did you know that for every new home built, three new jobs are c …

A Second Chance for Foreclosed Homeowners and Another Boost for the Economy

Fast Fact: More than 5 million households lost their homes to foreclosures and short sales. Today, almost 80% say they’re wiser and ready to own again. And now they can. It’s interesting when you think about it. The housing victims of the Great Recessi …

Are Investors Turning Us Into a Nation of Renters?

Fast Fact: Since 2005, the number of renter households has grown 10 times faster than owner households. WHY IT MATTERS Big changes are happening in the home rental market that have the potential to affect your own home’s value and your ability to buy a …

The Future of Fannie Mae & Freddie Mac and What It Means for You

Fast Fact: Your home’s value and a healthy housing market depend on availability of home loans. Fannie Mae and Freddie Mac back most loans today. But that’s changing — and it could affect you. SEE WHY THE FUTURE OF FANNIE AND FREDDIE MATTERS TO YOU AND …

Why is it getting harder to get a mortgage? What does it mean for you?

WHY IT MATTERS We all remember the “liar loans” and fraud uncovered in the mortgage business when the real estate bubble burst. To try to prevent that from happening again, Congress passed the Dodd-Frank Act in 2010. Now, after much debating and drafti …

Getting to Know the Capital Gains Tax Exemption

Meet Bill and Mary. A married couple, they sold their primary residence last year and made a profit. The profit they made on their home sale is subject to a federal capital gains tax. However, the profits Bill and Mary earned on the sale of their home …

Do You Know About the Mortgage Interest Deduction?

The home mortgage interest deduction is vital to the housing market. The MID saves the average home owner thousands of dollars every year. It also makes the dream of home ownership a reality for America’s middle class. How does the MID work? In general …

How the Mortgage Interest Deduction is Vital to the Housing Market

The home mortgage interest deduction saves the average home owner thousands of dollars at tax time, supports home values at the community level, and helps American home buyers get into their first house. Having a tax deduction for mortgage interest mak …

Student Debt & Your Wallet

Fast Fact: Student debt is now growing at a rate of $3,000 per second. If we do not slow this rate down, our home values and our wallets could take some tough hits. STUDENT DEBT IS NOW GROWING AT A RATE OF $3,000 PER SECOND. IF WE DO NOT SLOW THIS RATE …

Finding a Home in a Low-Inventory Market

Fast Fact: 58% of all home buyers say low inventory has been their biggest obstacle, with one-third spending more than a year shopping for a home. But that may be about to change. Does it seem like you’re never going to find a home to buy? You’re not a …

Robo-Signer and OCC Settlements

Fast Fact: Two of the most highly publicized bank investigations recently culminated in the BIGGEST settlements. But there’s no such thing as easy solutions…even the settlements are fraught with challenges. WHY IT MATTERS Millions were allegedly wronge …

Your Insurance Costs and Coverage

Fast Fact: Natural disasters are occurring in more places and causing more damage than ever before. As a result insurance costs have risen almost 40% and companies are finding ways to limit your coverage. We are constantly reminded that disasters can s …

Are Credit Report Mistakes Costing You?

Fast Fact: A new report reveals that whopping 1 in 5 credit reports contain mistakes. Fortunately new laws require credit companies to promptly fix them and make it super easy for you to make sure they do! WHY IT MATTERS “These are eye opening numbers …

Night of the Living Zombie Foreclosure

WHAT IS A ZOMBIE FORECLOSURE? Zombie Foreclosures happen when a bank files foreclosure, the homeowners move out, and the bank never completes the foreclosure. Years later, the homeowners find out that they are still liable for costs such as taxes and r …

Get to Know Federal Housing Administration-Backed Loans

Becoming a home owner is a significant event in most peoples’ lives. Despite this, many are unfamiliar with government programs that can help them become home owners. The Federal Housing Administration (FHA) is a division of the U.S. Department of Hous …

Adverse Possession: Something for Nothing?

Living next door to a foreclosure is hard enough. But what happens to your home’s value when a squatter move in and claims the home as his own? “Squatters” are using Adverse Possession laws to move into vacant homes and live for free – often impacting …

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